Mortgage Guides•4 min read
$300,000 Mortgage Monthly Payment Example
See exactly what a $300k mortgage costs in 2026 with different interest rates and down payment scenarios.
Navigating a $300,000 loan? Understand the monthly requirements for this common borrowing tier.
30-Year vs 15-Year
On a $300k loan, a 15-year term will cost about $1,000 more per month but save you $150k in interest.
What income do I need for $300k?
Generally, an income of $80k - $100k is recommended depending on your other debt obligations.